6 TCS AI for Business Study Humans, not AI, expected to remain the competitive differentiator Q. In your business, which of these statements most closely matches your own expectations for how AI will impact decision m aki ng in the next 3 -5 years? Almost two-thirds of BFSI executives say human creativity or strategic thinking will remain their company's competitive advantage. Most BFSI executives believe that rather than replacing human workers, AI will augment and enhance human capabilities, enabling people to focus on higher-value activities that require creativity, empathy, and strategic thinking. 63% expect AI to make more tactical decisions, freeing up workers to think more strategically believe human intuition and creativity will remain central to their company’s competitiveness 27% 36% 63% P A C E S E T T E R S